7997 W Sahara Ave #101
Buying a home is a stressful process. Here at the Joe Taylor Group, we strive to make it a seamless and pain free experience.
We're Vegas' number one digital marketing real estate team, widely known as pioneers in promoting listings on Facebook.
We strive to give you the best of the best. In the years that we've spent in the industry, homebuyers have always asked us “What do I need to do when I buy a house?”
We've composed a step-by-step guide that organizes the buying process to make buying a house simple and fun!
Before you search for a home, you have to understand your needs. Think about the type of place you’re looking for. Are you looking for more bedrooms and washrooms for your family? Do you want a pool and backyard? Do you want to live close to a school or a mall?
You also have to familiarize yourself with different types of ownership as well to help narrow down the perfect home. We'll start with a comprehensive interview needs assessment so we can learn more about your situation, where you are in the home-buying process, and how we can support your journey.
There are thousands of real estate agents, so how do you choose one that’s right for you?
You have to pick carefully. They will be acting as your representative and you will need someone to look out for your best interests. They have to be a trained professional who knows your area inside out.
There are many ways of finding that dream home! First, you have to make sure you are also financially ready with a budget.
One thing to keep in mind is your down payments. The more money you put down, the more you’ll save on monthly payments and the cost of borrowing. Another important aspect is getting pre-approved for a mortgage. When the lender approves you for a mortgage, it gives you an idea of how much you can afford to buy your new house.
When it’s time to offer on your new home we want you to be 100% confident in the property, the location, and the offer terms. We’ll have an open and honest conversation about what the best offer for you looks like.
If there is something in the offer that doesn’t satisfy you, counter offers or negotiations can also be presented to help get you what you want.
There will be closing costs associated with the sale that need to be paid either by or on the closing date. It can include mortgage application fees, inspections, and legal fees. But once that’s taken care of, you get your new house.
Congrats, and welcome to your new home! You’re all ready to move in!
Whether you’re a first time buyer or repeat buyer who could use a refresher on how deals get done, here’s are some answers to the questions that come up most often.
Most loan programs require a FICO score of 620 or better. Borrowers with higher credit scores represent a lower risk to the lender. This often results in a lower down payment requirement, as well as, a better interest rate.
It depends on your situation. Your lender may require a different amount of down payment depending on the type of loan, your credit history, and other factors. There are also financial benefits to paying different downpayment percentages. For example, if you put more than 20% down, you avoid paying private mortgage insurance which can be quite costly and add an unnecessary monthly cost.
Home inspections are highly recommended because they can reveal problems in the home that are not easily detected. Home inspections bring peace of mind to one of the biggest investments of your lifetime.
Payments to the real estate agents on both sides are typically paid out of the proceeds of the sale. The commission often amounts to roughly 3% for each agent.
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Working with us is easy — just send us a message and we’ll make sure you’re taken care of.